Why bother? Many people can agree that saving and investing are complex topics. No one explains why or how you should do any of the two when life is so beautiful once you understand how to trade money for cocktails, massages and expensive dinners. That is especially worrying when considering that, according to a recent study by the National Financial Educators Council (NFEC) found […]
🐖 Saving and Investing 101
📊 Create Your Personal Finance System: Build Your Spending Dashboard and Forget About Spreadsheets – Part 2
By this point, you have finished understanding the main principles of finance tracking, created a simple form to capture your expenses on the go and generated a spreadsheet to store all your data. It’s time to create a beautiful dashboard to visualise your financial situation in a glimpse. If you did not know already, a dashboard is a type of graphical […]
💰 Personal Finance System: A Little Guide to Automatise Your Budget – Part 1
One of the biggest struggles for people, both young and old, is managing their money correctly: 66% of millennials don’t feel on track when it comes to saving for retirement, according to a 2019 TD Ameritrade report, and before the pandemic, households struggled to save more than 8% of their income. Despite the growing wealth available to the population, it’s still not easy […]